Terms of Service

Updated 03 June 2025

1. Acceptance of Terms

By downloading, installing, or using Suisse Wallet (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Service.

These Terms constitute a legally binding agreement between you ("User," "you") and Suisse Wallet ("we," "us," or "our").

2. Description of Service

Suisse Wallet is a non-custodial cryptocurrency wallet application that enables users to:

Generate and securely store cryptographic private keys on their own device
Send, receive, and manage digital assets across supported blockchain networks
Interact with decentralised applications (dApps) and smart contracts
Convert between supported cryptocurrencies via integrated swap functionality
Make QR-code-based payments at participating merchants

Suisse Wallet does not act as a bank, financial institution, broker, exchange, custodian, or fiduciary. We do not hold, control, or have access to your digital assets at any time.

3. Eligibility

By using the Service, you represent and warrant that:

You are at least 18 years of age (or the age of legal majority in your jurisdiction)
You have the legal capacity to enter into binding agreements
Your use of the Service complies with all applicable laws and regulations in your jurisdiction
You are not located in, or a citizen or resident of, any jurisdiction where use of cryptocurrency wallets is prohibited

4. User Responsibilities

You are solely and exclusively responsible for:

Safeguarding your seed (recovery) phrase and private keys — Suisse Wallet cannot recover them
All transactions initiated from your wallet, including verifying recipient addresses and amounts before confirmation
Maintaining the security of your device and preventing unauthorised access
Compliance with all applicable tax reporting and payment obligations
Compliance with all applicable sanctions, anti-money-laundering, and export-control laws

Important: Loss of your recovery phrase will result in permanent and irreversible loss of access to your digital assets. Suisse Wallet has no ability to restore access.

5. Assumption of Risk

You acknowledge and accept that the use of digital assets and blockchain technology involves significant risks, including but not limited to:

Extreme market volatility and potential loss of value
Smart-contract bugs, vulnerabilities, or exploits
Regulatory uncertainty and evolving legal frameworks
Cybersecurity threats, including phishing, malware, and social engineering
Irreversibility of blockchain transactions — once confirmed, transactions cannot be undone
Network congestion, high gas fees, or temporary unavailability of blockchain networks

You assume all risks associated with using the Service and interacting with blockchain networks.

6. No Financial or Legal Advice

Nothing in the Service or on our website constitutes investment, financial, tax, or legal advice. You should consult qualified professionals before making financial decisions.

7. Third-Party Services and dApps

The Service may allow you to interact with third-party decentralised applications, blockchain networks, token contracts, and other services not operated by Suisse Wallet. We do not control, endorse, or assume any responsibility for such third-party services. You interact with them entirely at your own risk.

8. Intellectual Property

All content, design, code, trademarks, and other intellectual property associated with Suisse Wallet are owned by or licensed to us. You may not copy, modify, distribute, or create derivative works based on our intellectual property without prior written permission.

9. Prohibited Uses

You agree not to use the Service to:

Engage in any activity that violates applicable laws or regulations
Facilitate money laundering, terrorist financing, or sanctions evasion
Distribute malware, viruses, or any harmful code
Interfere with or disrupt the operation of the Service
Attempt to gain unauthorised access to other users' wallets or data
Misrepresent your identity or affiliation

10. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, whether express, implied, or statutory.

To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to:

Merchantability
Fitness for a particular purpose
Non-infringement
Accuracy, reliability, or completeness of any information
Uninterrupted or error-free operation

11. Limitation of Liability

To the maximum extent permitted by applicable law, Suisse Wallet, its directors, employees, agents, and affiliates shall not be liable for:

Loss of digital assets or cryptocurrencies
Loss of profits, revenue, data, or business opportunities
Indirect, incidental, special, consequential, or punitive damages
Unauthorised access to or alteration of your wallet
Any damages arising from third-party services or dApps

In no event shall our total aggregate liability exceed CHF 100 (one hundred Swiss francs).

12. Indemnification

You agree to indemnify, defend, and hold harmless Suisse Wallet and its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

Your use or misuse of the Service
Your violation of these Terms
Your violation of any applicable law or regulation
Your violation of any third-party rights

13. Termination

We may suspend or discontinue the Service (or any part of it) at any time, with or without notice, if required by law or to prevent abuse. Since Suisse Wallet is non-custodial, discontinuation of the Service does not affect your ability to access your digital assets using your private keys or recovery phrase through compatible software.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the substantive laws of Switzerland, without regard to its conflict-of-law provisions.

Any dispute arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the competent courts of the Canton of Zurich, Switzerland.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be modified to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Suisse Wallet with respect to the Service.

17. Changes to These Terms

We reserve the right to modify these Terms at any time. The "Last updated" date at the top of this page indicates when the latest revision was made. We will make reasonable efforts to notify users of material changes. Continued use of the Service after changes are posted constitutes your acceptance of the updated Terms.

18. Contact Us

If you have any questions about these Terms, please get in touch with our team.